Eligible Florida barbers and hair stylists can buy CoverSmart Option 1 or Option 2 when they meet the program rules. Specialty services and many non-hair roles are not sold through these two links.
If you have no employees, start with Option 1. If you employ staff (up to three), look at Option 2. Edward can help you sort that before you click Buy.
Most shops want proof of liability and often additional insured status. Option 1 includes additional insured at no cost inside CoverSmart. Always confirm what your lease requires.
Cosmetologists and specialists generally need 10 hours of Board-approved CE each biennium unless an exemption applies, including HIV/AIDS, sanitation, OSHA, workers compensation, laws and rules, chemical makeup, environmental issues, and an elective (rule 61G5-32.001). Florida barbers are under the Board of Barbers and generally complete 2 hours of board-approved HIV/AIDS CE. Confirm your license type in MyDBPR.
Renewals use groups. Group 1 expires October 31 of odd years. Group 2 expires October 31 of even years. Confirm your group and fee in MyDBPR.
Use DBPR / MyFloridaLicense for licensing. We handle insurance questions only and do not speak for the Board.
Edward is the AI assistant on Sunshine Beauty Insurance. He can walk you through Option 1 and Option 2. He is not a licensed agent and cannot bind coverage.
Amanda Hill is the licensed account manager at Stockton-Hill Insurance. She is a licensed cosmetologist, former salon owner for 7 years, and former Ohio State Board inspector for 14 years.
Option 1 starts at $193 a year. CoverSmart shows the live price for your answers.
Those menus usually need a custom quote. Skip the online hair buy buttons and use the form.
No. These are general liability and professional liability plans for eligible barbers and stylists, with property features on Option 2.
Stockton-Hill Insurance LLC operates this site. Florida agency license L104476. NPN 17220910.