Florida - CoverSmart

Florida beauty pros, meet clear liability options

Skip the guesswork. Choose barber or stylist, then compare Option 1 for solo work against Option 2 when you have a small crew.

A Stockton-Hill Insurance experience for Florida licensees.

Open salon with leather seating, marble floors, and styling stations

Which Florida license do you hold?

Florida barber

From $193 a year

You will see two plans on the CoverSmart page

See barber plans

Heads to CoverSmart. Compare both plans there and buy online.

Florida stylist or cosmetologist

From $193 a year

You will see two plans on the CoverSmart page

See stylist plans

Heads to CoverSmart. Compare both plans there and buy online.

Florida barbers and stylists get $1M / $2M general and professional liability on either plan, and Option 2 adds $5,000 business property for shops of up to three employees.

Cities we help in Florida

We help Florida beauty licensees statewide, including:

MiamiOrlandoTampaJacksonvilleFort LauderdaleTallahassee

What Florida beauty pros ask us most

Which CE hours count for Florida cosmetologists?

Florida cosmetologists and specialists generally need 10 Board-approved hours each biennium unless an exemption applies. Florida barbers follow a separate Board of Barbers path (commonly 2 hours of board-approved HIV/AIDS). Check MyDBPR for your license type and group deadline.

Do Miami and Orlando booths both want certificates?

Yes. Both markets usually want proof of liability and often additional insured status. Copy the exact additional insured name from the lease before you buy.

Is Edward a licensed Florida agent?

No. Edward is the AI assistant. Amanda Hill is the licensed account manager at Stockton-Hill Insurance.

Not an online fit?

Lash studios, waxing-only rooms, med spa add-ons, or larger salons should use the form. The two CoverSmart links are only for eligible barber and hair stylist risks.

Serving professionals around Miami, Orlando, Tampa, Jacksonville, Fort Lauderdale, Tallahassee and statewide.

Need a person for a Florida specialty risk?

Lash studios, waxing-only rooms, med spa add-ons, and larger salons should use this form. Amanda Hill follows up. Edward remains available to help barbers and hair stylists pick a lane.

Call (904) 330-1406

Backed by Stockton-Hill Insurance - Kingston, Ohio - parent of Sunshine Beauty Insurance

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